Free Financial Calculator

Calculate Your Net Worth

Add what you own, subtract what you owe, and get a clear snapshot of your financial position.

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Your Financial Snapshot

How this works
  • Assets are everything you own with financial value.
  • Liabilities are debts or balances you owe.
  • Results are calculated locally in your browser and are not stored.
Assets
Liabilities
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Enter your assets and debts above, then click Calculate Net Worth to see your financial snapshot.

About This Calculator

What Is Net Worth?

Net worth is one of the clearest measures of your financial position. It shows what remains after subtracting everything you owe from everything you own. Tracking it over time helps you understand whether your overall financial life is moving in the right direction.

AssetsLiabilities = Net Worth
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Assets

Assets include cash, bank accounts, investments, retirement accounts, property, vehicles, business value and other items with measurable value.

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Liabilities

Liabilities include mortgages, credit cards, loans, taxes owed and any other debts you are responsible for repaying.

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Track Progress

A single net worth number is useful, but the real power comes from tracking it monthly or quarterly to see long-term progress.

Worked Example

If you own 350,000 in assets and owe 190,000 in debts, your net worth is 160,000. If you pay down 10,000 of debt and your investments grow by 10,000, your net worth rises to 180,000.

Common Questions

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